Free tool
Health plan cost calculator
Compare two health plans for the amount of care you expect next year. See yearly premiums, your share of the bills, the expected total and the worst case if you reach the out-of-pocket maximum. A simplified estimate: it doesn't include copays, separate drug costs or employer HSA contributions. Nothing is stored.
Expected yearly cost
Plan A$3,460
Plan B$3,580
| Plan A | Plan B | |
|---|---|---|
| Premiums a year | $2,160 | $1,080 |
| Your share of bills | $1,300 | $2,500 |
| Worst case | $6,160 | $8,080 |
For this much care, Plan A costs about $120 less over the year.
Worst case = premiums + out-of-pocket maximum for in-network care. Out-of-network care can cost more. Estimates only, not insurance advice; check each plan's Summary of Benefits and Coverage.
Before you choose
- Check networks and drug lists. See how to choose a health plan.
- Consider an HSA. High-deductible plans may let you save pre-tax. See HSAs and FSAs.
- Know the terms. See deductibles and the out-of-pocket maximum.